> It's more or less the same here, almost no one has real credit card, they're mostly VISA (co-branded) or MasterCard branded debit cards
Er, no. Almost everyone has a branded debit card, as most banks will give you that for free, but nearly 75% of the country has at least one actual credit card.
Those debit cards only work for in-person transactions however. Some German companies let you do direct debits or bank transfers for online payments, but it's very annoying compared to a real debit card.
Er, no. Almost everyone has a branded debit card, as most banks will give you that for free, but nearly 75% of the country has at least one actual credit card.