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Great topic. The cognitive load of full stack development at > 45 to me seems unbearable. I love building products, but after doing the basics for the 1000th time gets old. I would imagine the appreciable parallel being similar to a backend dev having to do UI work.

At my age I no longer want to look at a monitor any more and want to think and have others build products, so went i to product.

The pay question is interesting too. You need to work to have a couple million in bank by 45 and the investments give you a lot of flexibility in not chasing senior mgmt. Also stay healthy, employed, and dont get a divorce (1/2).



How on earth do you get a couple million in the bank by 45?


Save $50k a year for 20 years, and then ride on the massive bull run that the US stock market has been in the past 10 years.

Alternatively, save $100k a year and just realize more moderate stock growth.


how do you get to not divorce? :)


One spouse cannot control the decisions of the other. If one spouse is bound and determined to leave the marriage, then I'm not sure there's much that can be done. However, I know from experience that as long as both are willing to try to save the marriage, there is hope, even with disagreements that seem painful and impossible. Counseling can help. Maintaining a positive vision of the future -- hope -- is motivating and can change one's perspective on the spouse. I don't mean to diminish your concern -- I acknowledge it: marriage is not easy! But I also believe there is a way to stay together in many instances, and that doing so is worth the risk and the sacrifice.




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