Just out of curiousity, Would you become really a happy person when you become so much focused on financials, investments, growth, independence etc I wonder.
I personally have a good income. But I do not invest at all. I hate it. I just spend whatever I think is possible and needed for a happy today. And so far money is something I barely have to think about. I see so much people around me busy with cryptos. Busy with stock markets. And they always talk and dream about the future. Live a life today I always tell them.
There are lots of ways to live your live, and achieve some happiness, either now, ongoing, or merely in the future.
It sounds like you found one method that creates some measure of happiness for you, right now. Will anything in your future change the variables so that you have to adapt? What will your options be then?
Now, your premise here is "so much focused" or to reword, "intently focused" on growing wealth for the purposes of financial independence. If you start with that premise, there might a a corresponding decrease or minimization of competing focuses, including "what makes you happy in the present."
If you shift the premise a bit to more of a Pareto Principle approach of "do at least the 20% you need to plan for your future, and get 80% of the benefit", you might see things a little differently. Extremes don't make for good arguments, but they can be illustrative. If you feel like you have to spend "everything" you have, and invest "nothing" then any break in your income stream will instantly crush everything that you currently use to make you happy. If, on the other hand, you find that you can be really quite happy while spending 75% and investing the other 25%, you might find that over time, you've been happy all along, and you've gained a resilience to changing life circumstances as well, and increased your options for what you are required to do, and what you can choose to do.
As for just "investing" or "not investing", the common wisdom is that simple savings will tend to lose value when adjusted for inflation. You do not need to become "busy with cryptos" to invest, though. You can simply think long-term, buy broad total market index funds, and stop thinking about those investments almost instantly. It does not take focus. You don't have to go all the way down the rabbit hole to intently focus on what you might consider absolutely optimizing your investments. It's quite unlikely to pay off, so take a simpler path.
Well that strategy works, till it doesn't. There is a difference between being rich and being wealthy, and that is sustainability of wealth. You can live your life and still contribute to long term wealth growth. What if you need to pay for some big unexpected expense, like your pet getting sick or you getting in an accident? Without proper financial backbone, even one of those type of incidents can throw you off and take you down the rabbit hole of catching up with debt.
"It's Not What You Make that Matters; It's What You Save." - Somebody
You have the right attitude. No, I don't believe anyone gets really into growing their money because they're satisfied with their life. It's a coping mechanism.
However we live in a world where you need to invest at least a little bit. If you can spend 15 minutes at the start of each new job setting up your 401k to 15-20% of your salary, in a target-date fund, you will never have to think about investing ever again.
