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Absolutely. We can kinda diffuse that risk out though if we have these files across a bunch of different services (some use OneDrive, some use AgileBits, some use Dropbox, etc).

Would we be better off if instead of one company like Equifax having _everyone_'s information, we had a company per state?

That all said, I actually self-host my (now KeepassXC because 1Password's push to cloud) databases on my own hardware, so for me it's truly a solution.



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