Anyone who kicks back while their web hosting is down... is a psychopath. That's just not going to happen. Are you accountable to literally nobody? Even as a solopreneur, there are customers/visitors. If my site is down, I am losing money/credibility/visitors/etc. Sure, you will probably get past it, but it means preparing to communicate to those people during/after. It also means understanding what went wrong and what could be done to prevent it. Just kick back and not worry about it sounds like you're doing nothing of consequence to anyone.