My experience is that shipping stuff that doesn't get used by any actual end users is more often caused by thinking ahead too much than by thinking ahead too little.
I've actually seen it both ways: whole features (or even products) that were too early. But on the implementation level, I've seen someone pick the wrong thing (library, database, whatever) "because it was simple", only to have it be thrown out before getting any real usage.
I agree that outcome is worse. However, both extremes are bad. The optimal approach would be to do a little bit more work upfront, pick a "better" thing (where "better" is at least more than the next sprint or 3!), and use that.
