I don't want my bank to be an ID provider. I don't trust any bank, the problem is I just can't do without them in this world. But I have no doubt their goals are opposite to my own. They datamine and exploit us.
In Holland the banks are trying to introduce their own id system too, called iDIN. But luckily the state system Digi-ID is still available too.
Fuck iDIN. Who even fame up with that? Why bring banks into the mix? We've had DigiD for what, also almost 20 years now? Why replace something that works well? iDIN doesn't even fix the main problem, which is being usable in other EU countries.
Banks have enough data already, plus, why make a group of business arbiters of ones online identity?
> Why bring banks into the mix? We've had DigiD for what, also almost 20 years now? Why replace something that works well? iDIN doesn't even fix the main problem, which is being usable in other EU countries.
It fixes the main problem for the banks which is that they were not involved. With iDIN they add another "selling point" for themselves, can sit at the table with government services as a provider and can monitor our behaviour more deeply.
It makes no sense as DigiD has worked OK (as a Dutch person living abroad it's certainly not perfect, especially the SMS 2FA option requirement for a Dutch number is super annoying, and the process of requesting access is a real PITA). At least there's an app now.
> Banks have enough data already, plus, why make a group of business arbiters of ones online identity?
It's a bad idea all around but the VVD government embraced it because they love business participation in everything.
Freja is an interesting topic for sweden. In many ways it is superior. It require either an passport or police issued id card, which it connects to using the embedded chip. It also seem to do manual checks by a human that look at the photo (taken by the app using the phone camera) and compares it to the id card. Bank id in comparison allows anyone who can log into the bank account.
That said, people do not like the wait for the manual check, and the app itself seem to get a lot of hate.
In my country you can login to your government services using a bank account (the easy way) and by creating a proper account with password and everything (the hard way). Or with a proper smart card if you really need it.
In Holland the banks are trying to introduce their own id system too, called iDIN. But luckily the state system Digi-ID is still available too.