#1 Convince all the rich people to do the last item on the card from the original article
#2 Try to get your kids to do something different than you, if you're earning $20k/year with no savings, no spouse and have kids it's probably too late for you to save anyway
#1 Convince all the rich people to do the last item on the card from the original article
#2 Try to get your kids to do something different than you, if you're earning $20k/year with no savings, no spouse and have kids it's probably too late for you to save anyway