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Yep, I think that's totally fair. European banking infrastructure is definitely superior. I work in payments, believe me I know about the short comings of the ACH system :)

A lot of my main comment was more about how the Fed/Govt handled/handles the fiat currency of the US and the bailout. On those fronts I think we are doing significantly better than the Euro and Europe's response to the financial crisis.



Ah totally, completely agree with you there. Europe haven't had the greatest time with austerity.




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